The little man, Eman, got sick just when they are about to go home to Trento. Carol’s glad that the little man got sick when they’re still here because there’s no decent doctor and hospital in their place. Now is the high time that Carol and Donald need to get a health plan for the kids. My sister asked me to look for a comprehensive health plan yesterday but I’ve got no idea now what company is offering an affordable coverage now because it’s been more than a year since I dealt with HMOs. The mother company of our HMO before declared bankcruptcy so I am not sure if the HMO is still operating. They need to know what the company offers in their plan and compare before deciding where to enroll the kids ‘coz like life insurance, health plans has exclusions so it’s a must to know everything. Anyway, it is easier to compare life insurance than health insurance plans. However, life insurance is cheaper than health plans and it’s available online while with the latter, I hardly see companies offering plans at a low premium because people gets sick once, twice, thrice or more a year. Hence, they make sure they still earn despite how many times a person gets sick and hospitalized.

